Terms and Conditions

Last updated: January 22, 2025

Welcome to www.aedificem.eu. Please read these Terms and Conditions carefully before using our website. By accessing or using our site, you agree to comply with these Terms. If you disagree with any part of these Terms, please refrain from accessing the website.

Intellectual Property

The content, design, data, databases, and graphics on this site are protected by intellectual property laws and belong to www.aedificem.eu. All rights are reserved. You may not reproduce, distribute, or create derivative works from any part of the website without obtaining explicit permission from www.aedificem.eu.

User Accounts

Users must provide accurate and complete information when creating an account. You are responsible for maintaining the confidentiality of your account and password and agree to accept responsibility for all activities under your account or password. You agree to notify us immediately of any unauthorized use of your account.

Prohibited Activities

Users are prohibited from using the website:

In violation of any applicable local, national, or international law or regulation;
To transmit or procure the sending of any unsolicited or unauthorized advertising or promotional material;
To knowingly transmit any data or upload material containing viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, or other harmful programs;
To engage in any conduct that restricts or inhibits any other user’s use or enjoyment of the website;
To post or transmit any misleading or fraudulent information about financial instruments or services.

User Responsibilities for Content Submission

When submitting content to the website, users agree:

To ensure that the content is original, accurate, and does not infringe upon the rights of any third party;
To grant www.aedificem.eu a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, publish, and display such content;
To refrain from submitting offensive, defamatory, or illegal content;
To acknowledge that www.aedificem.eu may remove or modify any content submitted at its discretion.

Fiduciary Management and Financial Services

By using our fiduciary management and financial services through our platform, you acknowledge that:

All investments are subject to risk, including the possible loss of principal. You should carefully consider your financial circumstances and consult with your financial advisor before making any investment decisions;
The performance of past investments is not indicative of future results;
We do not guarantee any specific outcomes or returns on investments.

Our Offerings Include:

Fiduciary Management:
- Asset Management: Comprehensive management of client assets, focusing on maximizing returns and managing risks in alignment with your financial goals and investment strategies.
- Trust Services: Establishment and management of trust structures to protect and manage wealth, ensuring compliance with legal and fiduciary responsibilities.
- Estate Planning: Assistance in planning and organizing the management and disposal of a person’s estate during the person’s life and at and after death, implementing strategies to minimize taxes and ensure that assets are distributed as per the client’s wishes.
- Succession Planning: Developing strategies to ensure the smooth transfer of business ownership or management from one generation to the next or to other trusted parties.
- Trustee Services: Acting as a trustee or providing trustee services to manage and administer trust assets on behalf of beneficiaries.
Wealth Management: Comprehensive wealth management solutions, including tax planning, estate planning, and retirement planning, to ensure your financial well-being.
Financial Advisory Services: Access to expert financial advisors who provide guidance on investments, market trends, and economic conditions.
Research and Analysis: In-depth research reports and analysis on market trends, economic forecasts, and investment opportunities.
Educational Resources: Webinars, articles, and tools designed to enhance your understanding of investment strategies and financial markets.

Compliance with Financial Regulations

www.aedificem.eu is committed to operating in compliance with all applicable financial regulations and industry standards. We adhere to regulatory requirements to ensure the integrity and transparency of our services. This includes:

Conducting due diligence to prevent financial fraud and money laundering;
Ensuring the privacy and security of client information in compliance with data protection laws;
Reporting financial activities as required by regulatory bodies;
Maintaining transparency in our operations and communications with clients;
Continuously updating our practices to align with evolving regulatory requirements.

No Financial Advice

The content provided on this website is for informational purposes only and is not intended to serve as financial advice. We recommend consulting with a qualified financial advisor to address your specific financial needs and objectives. www.aedificem.eu does not endorse any financial products or services mentioned on the website.

Limitation of Liability

In no event shall www.aedificem.eu, or its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including, but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

Your access to or inability to access the service;
Any third-party conduct or content on the service;
Content obtained from the service;
Unauthorized access, use, or alteration of your transmissions or content.

Disclaimer

Your use of the website is entirely at your own risk. The website is provided “AS IS” and “AS AVAILABLE” without any warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Governing Law

These Terms are governed and construed in accordance with the laws of the Netherlands, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising out of or related to these Terms shall be resolved through friendly negotiations. If such negotiations do not lead to a resolution, the dispute will be settled by binding arbitration in accordance with the rules of the International Chamber of Commerce. The place of arbitration shall be Amsterdam, Netherlands. The language of arbitration shall be English.

Modifications

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least [30 days’] notice before new terms take effect. What constitutes a material change will be determined at our discretion.

Third-Party Links

The website may contain links to third-party websites or services that are not owned or controlled by www.aedificem.eu. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. By agreeing to these Terms, you acknowledge and agree that www.aedificem.eu shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

User Data Protection Policies

We prioritize the protection of your personal information. We use appropriate technical and organizational measures to safeguard your data against unauthorized access, use, or disclosure. By using our website, you consent to the collection, use, and sharing of your information as described in our Privacy Policy. We comply with all applicable data protection laws and regulations. For a complete understanding of how we collect and use your data, please refer to our detailed Privacy Policy.

Your privacy is important to us. Please review our Privacy Policy, which also governs your visit to our website, to understand our practices.

Severability

If any provision of these Terms is found to be invalid or unenforceable by a court, the remaining provisions shall remain in full force and effect. These Terms constitute the entire agreement between us regarding our service and supersede and replace any prior agreements we might have had between us regarding the service.

Contact Information

For any questions regarding these Terms, please contact us at contact@aedificem.eu.